How It Works

  • 1

    Create your accounts

    Know which accounts are part of the budget.

    To begin with, you have to differentiate between everyday accounts from savings and investment accounts.

    You should use only those accounts in your budget that you want to see in your budget.
    Screenshot 2021 09 09 22 40 37 882 com.lduboscq.budget
  • 2

    List your monthly income

    To get started, make a list of your monthly income.

    You should include all of your income, whether active, passive, regular, or irregular.

    To be clear, if the money comes into your bank account, it is income.

    For this method to work, you need to list all of your income on your budget.
    Screenshot 2021 09 09 22 33 28 064 com.lduboscq.budget
  • 3

    List your monthly expenses

    At the beginning or before a new month begins, list all of your monthly expenses.

    Write down all upcoming expenses.

    Housing, food, water, electricity, Internet, transport, telephone… absolutely everything, even your savings.

    Your expenses may vary from month to month, which is why it is essential to review your budget each month.
    Screenshot 2021 09 09 22 33 28 064 com.lduboscq.budget
  • 4

    4. List your future projects

    Now you will write down all the other expenses for the year. What could simply be called your projects.

    The idea is to anticipate your future expenses and start saving now.

    Take taxes for example. To no longer be stressed by the amount of these, set the payment date and save yourself to pay them as you go.

    By saving a little each month, you will manage all these expenses without stress!
    Screenshot 2021 09 09 22 43 54 496 com.lduboscq.budget
  • 5

    The difference between your income and your expenses must be zero

    Every euro, dollar, etc. (whatever your currency) you earn must correspond to an expense.

    This is when you can realize that you are spending more money than you are making ...

    If your income and expenses don't balance out the first time, that simply means changing the budget.

    You owe it to yourself to be profitable, that is, to earn more than you spend.

    You will have to review your expenses until the difference between your income and your expenses is zero.
    Screenshot 2021 09 09 22 33 28 064 com.lduboscq.budget
  • 6

    Track your spending throughout the month

    Now all you have to do is write down your expenses as you go.

    This is the only way to know if your expenses match your goals.

    The more closely you monitor your expenses, the more quickly and efficiently you can adjust your budget.

    By tracking your spending closely, you'll know how every dollar you earn is spent.

    This is how you will be able to save more and more money quickly.
    Screenshot 2021 09 09 22 32 56 850 com.lduboscq.budget
  • 7

    Repeat for each month and control your finances like a pro

    Enjoy managing your finances, reaching your goals and investing your money in things that matter for you and your family.

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